Lance Cothern

I started reading everything I could about personal finance while I attended college. It turns out that was one of the smartest decisions I could have made. Now, I want to share that knowledge with you. Using what I've learned through my education and experience, I aim to help you make informed decisions throughout the car buying and lending process while saving money at the same time.

More by Lance Cothern

What to Know About the Federal Tax Credit for Electric Cars
There's more to the federal tax credit for electric cars than just a potential $7,500 rebate. Here are the basics, with updated information for new more stringent requirements.
Lance Cothern & Austin Lott | April 18, 2023 | 5 min read
Lance Cothern & Austin Lott | April 18, 2023 | 5 min read
What Does Collision Insurance Cover?
Collision insurance can cover the damage to your car in an accident or certain other circumstances.
Lance Cothern | August 10, 2022 | 4 min read
Lance Cothern | August 10, 2022 | 4 min read
Which Gender Pays More for Car Insurance?
Most people won't be surprised to learn that men pay more for car insurance in most states, but some states don't allow the practice.
Lance Cothern | August 10, 2022 | 4 min read
Lance Cothern | August 10, 2022 | 4 min read
What Does Uninsured Motorist Insurance Cover?
Uninsured motorist coverage protects you in case another driver doesn't have auto insurance.
Lance Cothern | August 9, 2022 | 4 min read
Lance Cothern | August 9, 2022 | 4 min read
Medical Payments Coverage: How Does Med Pay Work on Auto Insurance?
Medical payments coverage may pay for medical bills for you and your passengers when you get in a car accident.
Lance Cothern | August 2, 2022 | 3 min read
Lance Cothern | August 2, 2022 | 3 min read
Loan-To-Value Ratio: Car Loan Terminology Explained
Loan-to-value ratio explains the relationship between the amount you borrow and the value of the car the loan uses for collateral.
Lance Cothern | June 17, 2022 | 5 min read
Lance Cothern | June 17, 2022 | 5 min read
Car Loan Consolidation: What You Must Know
Car loan consolidation could help you have fewer monthly payments or meet other financial goals.
Lance Cothern | June 6, 2022 | 5 min read
Lance Cothern | June 6, 2022 | 5 min read
Understanding the Manheim Used Vehicle Value Index
The Manheim Used Vehicle Value Index keeps track of how much car dealerships pay for used cars and can help car buyers get a general idea of the prices to expect in their search.
Lance Cothern | June 1, 2022 | 5 min read
Lance Cothern | June 1, 2022 | 5 min read
What To Know About Buying a Car With Bitcoin
Is buying a car with bitcoin possible? If you're in the market for a new or used car, the answer may surprise you.
Lance Cothern | May 26, 2022 | 4 min read
Lance Cothern | May 26, 2022 | 4 min read
What Is the 20/4/10 Rule for Car Buying?
The 20/4/10 rule could help you calculate your purchasing power, but it isn't a one-size-fits-all solution.
Lance Cothern | May 12, 2022 | 6 min read
Lance Cothern | May 12, 2022 | 6 min read

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